Car Insurance - Careless Driving & What You Must Know About Car Insurance Quotes Saturday, December 27, 2008 Car Insurance - Careless Driving What You Must Know About Car Insurance Quotes Young drivers have long been made scapegoats when it comes to pinning the blame for motor accidents and driving-related offenses on a particular group. Getting car insurance quotes from as many insurance quotes sites remains the indisputable way of getting the most savings possible in car insurance. To narrow it down further, the majority of the blame is placed at the feet of young male drivers under the age of 25 and in particular, those under 21. However, there are a few facts that you must bear in mind when going for these quotes. In fact drivers in this age group were said to be responsible for 15% of all driving convictions, according to a recent survey.. As a result car insurance premiums have risen dramatically in the last few years to match the increasing cost of young drivers for insurers.. The problem, it seems, comes down to irresponsibility on the part of some of the aforementioned drivers - with many magazines and websites encouraging performance modification to vehicles, the situation has become much worse. 1) Every online car insurance quotes service has sponsors or at least a sponsor. Here are some damning statistics: • One in 3 young male drivers will write off their cars within the first year of driving, compared to half this amount in the case of young female drivers. The results they return will be tailored to favor their sponsors. • A quarter of "death by dangerous driving" convictions are of drivers under 20 years of age, even though this group accounts for only 3% of all drivers on the road. Does this mean they'll give you wrong information? NO! What it means is that they'll likely omit any company that offers a better price-value. • Each year over half of those found guilty of driving without insurance were in the under-25's age group. This may be widely denied but I know if you use your commonsense you'll agree that no one will set up or sponsor a car insurance quotes site and then include a competitor that has a better price-value. Unfortunately, insurers can only calculate the cost of car insurance premiums based on risk factor. The normal thing is that they'll add weaker competitors. As a result, the high accident rate of this age group means all young drivers are faced with similarly high premiums. And, I think it makes sense. To ensure your policy is as cheap as possible you should look to buy a small car with an equally small engine, such as a Renault Clio, Ford Fiesta, Vauxhall Corsa or similar. 2) Because of the above reason and more, you must be prepared to get quotes from as many of these car insurance quotes sites as are relevant to your location and needs. It is best to avoid older cars with larger engines. That way you'll be able to nullify any interests that may not be in your favor. They may cheap at the outset but to find young drivers car insurance on these vehicles will prove extremely costly as they are much heavier, less safe and cause more damage to other vehicles. 3) Before you finally settle for an insurance company because of its low price, check what you get for the low price. When looking for insurance online you may want to search for manufacturer specific insurance such as "Ford car insurance" as this may help narrow things down a bit and increase your chances of finding a better deal. The lowest price may not really be the best price. The best price is that which offers the greatest value at the most cost-effective price. If you take these three tips to heart and make use of them while getting your car insurance quotes, you'll make savings that will not compromise you on the long run. Related Blog: rrv ddwt2.blogspot.com Related Articles: tempers flare on britains roads cheap why do we need car insurance cheap car car insurance be insured stay ahead posted by nuysinugemy8131 @ 11:08 AM   0 comments Motor - Buying And Insuring High Performance Cars & Liability Auto Insurance - Tips to Getting Cheap Liability Auto Insurance Motor - Buying And Insuring High Performance Cars Liability Auto Insurance - Tips to Getting Cheap Liability Auto Insurance High performance cars are becoming more popular in the UK. Liability auto insurance is unique in that it is the only coverage type that is required in most states. Complete with custom paint jobs and sound systems that would rival the local disco, groups of enthusiasts gather for shows and meets in order to flaunt their prized vehicles. There are many ways to get cheap liability auto insurance, and online quotes seem to be the favorite of many. But vehicles that are built for speed are likely to be near the very top of the car insurance scale. Most reputable insurance companies have websites devoted to getting you quick insurance quotes for your liability auto insurance. Searching for a car insurance quote for a hot hatchback or a snappy sports car could throw up a few surprises with regards to insurance prices. There are two basic types of liability auto insurance. Acceleration and top speed becomes a major factor for insurers, due to claims statistics showing that high performance cars can often result in more frequent car insurance claims. The first is "property damage liability coverage. Coupled with the predicted cost of repairs - which is also taken into account when calculating a policy - buying and owning a high-performance car can be an expensive business." This covers any tangible item that is damaged in an accident, such as the car(s) itself. If you're considering buying a high-performance vehicle, shop around for similar models of cars and do some research into the car you're interested in. The other type is "bodily injury liability coverage. Take into account the likely availability of parts, and the timescales and complexity of any repairs that might be needed." This type of coverage pays any medical expenses that may accrue for the people you injure. Also take some time to consider the mileage per year you are likely to accumulate. Liability coverage has three main coverage categories that are expressed by numbers, usually 25,50,100. If you're more likely to drive to specialist shows and meets, rather than use it as an everyday vehicle, you could save yourself some money on your premium and also lower the risk for insurers. These numbers mean the amount of dollars in the thousands that are used to cover medical expenses. Performance cars and the equipment contained in them can be a major attraction to thieves. $25,000 to cover a single individual's medical bills, $50,000 to cover a group of people, and $100,000 to cover any damaged property. But by spending some money on a security system you could find yourself getting an even cheaper car insurance quote. Some states also require you to have personal injury protection coverage and uninsured/underinsured motorists coverage. When searching for a quote it's best to enquire as to how much you could save on your policy if you took these extra security precautions. This is in addition to the regular liability coverage. Most insurers will be able to advise on which devices could benefit your policy, as well as suggest approved devices - such as immobilisers and tracking devices - which could save you money. Personal injury coverage is self explanatory, in that it covers your personal medical expenses. Most importantly of all, whilst performance cars are built for speed, it is vital to ensure that you drive carefully and stay within the speed limit. Underinsured/Uninsured covers you in the case that you are dealing with a motorist who is either underinsured, not insured at all, or a hit-and-run case. Any motoring convictions is likely to increase your premiums, and for a high performance cars that could prove to be an expensive penalty. In order to get the best rate for your liability auto insurance it would be wise to check with your state's insurance department first. Usually each state will have a website devoted to this, so it's as easy as jumping on your computer and checking it out. Their site usually displays the minimum amount of liability coverage that you'll need in order for your car to be legal. The next thing you should do is visit one of the many insurance comparison websites available online. As said before these websites are devoted to getting you quick and accurate quotes. In some cases, especially if you have a clean driving record, insurance companies will be competing for your business. This is a good position to be in when looking for liability auto insurance. Related Blog: uie gh0.blogspot.com Related Articles: how to save money and get discount car cheaper car insurance in 2008 car getting cheapest scooter insurance 10 posted by nuysinugemy8131 @ 9:02 AM   0 comments Car Insurance Reviews - Part One & When Loved Ones Who Drive Your Car Are Not Covered By Your Insurance Car Insurance Reviews - Part One When Loved Ones Who Drive Your Car Are Not Covered By Your Insurance Before leaping out of one car insurance policy and into a new one – promising lower premiums, better service and guardian butterflies – it might be worth your time to study some car insurance reviews. We refer to it as the small print that many people hardly see or think about until trouble comes calling. Take a look at these 3 tidbits of information we learned while browsing a few car insurance reviews. The small technicalities that most car owners are completely unaware of until that incident or accident happens and the insurance company refuses to pay. 1) You need to pay close attention to your car insurance coverage when performing activities that are "out of the norm". A very good example of instances where you could be in for a nasty surprise is where most car insurance companies do not cover certain members of your family driving your car. For instance, one customer began work as a courier (requiring the use of her automobile). That means if anything happens when they are behind the wheel, the insurance company has a full right not to be responsible in any way. Due to a miscommunication – she believed her insurance policy covered her courier activities – only to discover later that she was not covered for an entire week. Just imagine that, a loved member of your family behind the wheel of your car and yet they are not covered. She was fortunate – she didn't have a car accident during this time period – however, her story shows us the importance of making sure we understand our car insurance coverage. While it is true that as long as a person has permission to use your car, they will be covered by your car insurance policy, there are certain exceptions. 2) Although it could be a challenge – it would be wise to investigate the customer service department (or car insurance reviews about them) of any car insurance company you might be thinking about switching to. For instance somebody in your household who is not listed with the insurance company will not be covered, even if you give them your permission to drive your car. During our research – we discovered a number of incidents where the insurance companies were quite difficult to work with when their clients were trying to process a claim (even when the accident was NOT their fault). When taking out your insurance for your car, you will usually be asked to list everybody in your household who has a driving license. Good customer service is definitely worth money and should be taken into consideration when researching a car insurance company. So if your girl friend moves in and uses your car with your permission but is not listed with the insurance company then she is a risk that the insurance company will not accept on that technicality. 3) Don't make the mistake of assuming that an insurance company will be the same in one state as it is in another. Yet if she lives somewhere else and borrows your car with permission, then she will be fully covered. Car insurance companies are governed by state laws. This is the small print car owners really need to pay attention to and to also understand very well so as to avoid nasty surprises later. These laws vary from state to state. This is yet another good reason for every car owner to take the time to slowly read through the small print in insurance policies and ensure that they understand everything. Don't make the mistake of assuming that a car insurance company (or car insurance policy) will be a certain way in your state simply because your brother-in-law (or some other person) - who lives in another state – describes it that way. You can research a number of great car insurance reviews at "http://www.carreview.com/cat/automobiles/auto-insurance/PLS_1823crx.aspx"CarReview.com. Related Blog: per jcdr1.blogspot.com Related Articles: save money on your car insurance price_24 do not take low road when it comes to motor car insurance and law florida posted by nuysinugemy8131 @ 7:09 AM   0 comments How To Compare Motor Vehicle Insurance Rates For Maximum Savings & No Fault Auto Insurance How To Compare Motor Vehicle Insurance Rates For Maximum Savings No Fault Auto Insurance How do you compare motor vehicle insurance rates for maximum savings? It's simple. No fault insurance applies to state in which an insurance company will pay for minor injuries resulting from an accident regardless of who is at fault. You just need to understand the process that produces the best results. It also means that policyholders can only sue it their case meet certain conditions. I'll show you. Florida no fault insurance is intended to reduce the cost of auto insurance by taking small claims out of court. It's simple. Several industries, particularly the insurance industry favors this system because it lowers legal fees which account for up to 15 percent of the cost of auto insurance.. In states that use the no fault insurance system of auto insurance, each insurer pays its own policyholders for minor injuries regardless of who was at fault in the accident.. Suppose Meg was driving to a rock concert with her roommate, her car was struck by another auto. I guess you know what insurance quotes sites are. The driver who hit did not have liability auto insurance. If you don't, they are sites that return quotes from one or many companies for a given policy and profile. If Meg lives in a no fault state such as Florida, Michigan or New York, her policy will allow her to collect from her own insurer, even though the accident was not her fault. Some of these sites are run by insurance companies; others are run by brokers. What is more, Meg's roommate would also be covered under the no fault system if she sustained injuries. To do the best comparison for your motor vehicle insurance, you must get quotes. Meg receives first party benefits which are mandatory coverage and vary from state to state under the no fault system. You can't compare one quote. If Meg lives in a state that offers the most comprehensive benefits, she would also be paid for medical expenses, time off work, funeral costs (if the accident was fatal), and whatever other expenses she may have incurred. The broader the basis for your comparison, the more thorough and better your comparison. The following states use the "true" no fault insurance system of auto insurance: Florida Hawaii Kansas Kentucky Massachusetts Michigan Minnesota New Jersey New York North Dakota Pennsylvania Utah Puerto Rico Choice No Fault Choice no fault means the a person buying auto insurance can choose between the traditional tort liability auto insurance and no-fault insurance. Bearing this in mind, I recommend that you visit at least three quotes sites run by brokers. Kentucky, New Jersey, and Pennsylvania use the choice no fault system. Sites run by brokers make it easier for you as they usually return quotes from a selection of companies with each request. Add-On Policyholders in add-on states receives reimbursement for their losses from their own insurance company, but they are also allowed to sue the other policyholder at fault in the accident without restrictions. You can easily get quotes from 15 companies by visiting just three such sites. However the "first party" benefits a policyholder receives from her own no fault insurance company are not mandatory and the benefits may be lower that in the "true" no fault states. Yes, a quote from a company may be duplicated by another quotes site. Add-On States Arkansas Delaware D. However, you'll ensure that you don't miss offers from other insurance companies not covered by any of the sites.C. If you consider that it will take you between just 3-5 minutes per site, you'll see that it's really quick and easy. Once you've got your quotes comes a time for great care -- Time for comparisons. Some people miss it by just jumping to the lowest quote. That could make sense sometimes but not always. You need to look at what is covered for that amount. If features of importance to you are omitted, you'll do well to leave it and go for another that gives you the coverage you need albeit costlier. If, for example, you want vehicle replacement cost, insurance rates however low will leave you exposed if it's omitted in an insurer's offer. But, sometimes you could get both: the lowest price with all you want. Go for it then, that's why you compare rates in the first place. Related Blog: qga aokv7.blogspot.com Related Articles: car insurance rule change speeds up secrets revealed on how to get cheap breakdown cover friend indeed cheap posted by nuysinugemy8131 @ 5:16 AM   0 comments Breakdown Cover - A Friend Indeed & Be Aware Of The Dangers Of Cheap Auto Insurance Breakdown Cover - A Friend Indeed Be Aware Of The Dangers Of Cheap Auto Insurance One of the worst experiences that any car owner can suffer from is when his car breaks down in the middle of a journey. Everybody likes to save money. Situation can become even worse if the driver does not know how to fix the snag. "Discount" is becoming a new way of life. Indeed, getting stuck in a deserted place with no one to go to for help is an experience that can be both frustrating as well as scary. Many companies are representing themselves as the exact same thing as larger, more expensive companies, but with lower rates and more reasonable terms. Situation can be really serious if one is traveling with his family and there is no help around. Of course, this cheaper discount price does come with a cost. It is to help people in such a grave situation that breakdown cover was thought of. With auto insurance, the cost is usually unnoticeable until you have a claim. It ensures that when confronted with such an unpleasant scenario help is not far away from unfortunate souls. Discount auto insurance, just like all other insurance companies, have specialized individuals to weed out fraudulent claims. Such a service like breakdown cover ensures that people get help wherever they might have got stuck. However, the reduced resources that cheap auto insurance companies are saddled with means that legitimate claims may sit for months without their due attention. However, it depends on the conditions of the contract that whether one gets help at the place where one has got stuck or whether one gets help from the nearest workshop. This means months without the resources to fix a damaged car and months without transportation. Then again there are companies that offer to ferry the customers to their places or even provide a stay in hotels depending on the terms and conditions of course. In many states, accident damage must be fixed to an acceptable degree before a state inspection can be passed. The main reason why such a service is advised for everyone is because no one knows as to when one might require its assistance. This means that in the event that the insurance company hasn't even reviewed a claim after several months, accident damage must either be fixed before state inspection is due or the car will have to sit idle while waiting. However, one thing must be understood by people that to lay one's hand on the best deal it is mandatory that a thorough research is done before one signs on the dotted line. Unfortunately, no states have any kind of mandate on how quickly an insurance company needs to act on a claim, so if you have to wait months for a claim to be done, the auto insurance company is well within their legal right, and you have discovered one of the things that makes that insurance cheap. Advent of Internet has further simplified the matter for people who can now scan different offers sitting at home. Discount auto insurance will do little more than keep a car on the road with the very basic of legal requirements. However, if one wants that "http://www. While everyone wants to save money, the cheapest isn't always the best value and can often end up costing consumers more in the end than middle priced auto insurance.thinkinsurances. Getting the most insurance for as little money possible is a natural goal of everyone.co. Cheap auto insurance is usually only cheap when sticking to the bare minimum legal coverage.uk/categories/BREAKDOWN-COVER/"breakdown cover helps him completely then he would do well to take care of a few things. Once consumers start opting for more extensive coverage, often their premium skyrockets and they end up paying more than they would have if they had started with a reputable car insurance company. First of all it must be ensured that the policy comes to life as soon as it is signed. A reputable car insurance company devotes itself to customer service and quality while cheap auto insurance companies devote themselves to being the cheapest thing in town, thus their customer service, claims departments, and quality are all based on bare bones staff with bare bones service. Then it should also be ensured that the policy has been read thoroughly and every point understood. They simply can't provide the resources necessary to offer their customers anything more than a legal car, provided nothing happens to it. People should also compare different offers and opt for one which appears to be most beneficial for them. Many cheap auto insurance companies rely more on automation, and getting a live human being on the phone to deal with issues, from claims to billing errors, is about as easy as setting off into the frozen tundra in search of fresh vegetables. It should also be ensured that no wrong information is paid to the insurance companies as well as the fact that there is no default from them on monthly precautions. They are more prone to error simply because they have as little human input going into their systems as possible. One of the greatest hidden dangers of dealing with a cheap auto insurance company is security. The information that a driver gives to an auto insurance company is sensitive material. Most require a credit card number and a social security number, address, phone number, and even if the customer takes regular prescription medication. This information is more than enough for identity theft. Cheap auto insurance companies place very little value on the expense of security. While reputable insurance companies are not bullet proof, they do hire security experts to make sure that the sensitive information in their files stays in their files and not in the hands of ill intentioned hackers. For quality, safety, and reasonable or better customer service, cheap auto insurance companies simply can't reach the same heights as reputable auto insurance companies. Hands down, the only thing people save when choosing cheap auto insurance is about $50 at the beginning of their policy. After that, there simply isn't a bargain to be had. Related Blog: zil thsb7.blogspot.com Related Articles: free auto insurance quotes what they why you must compare car insurance what company should you go for when posted by nuysinugemy8131 @ 3:17 AM   0 comments How to Compare Auto Insurance Quotes to Get the Best Rate & Can Online Auto Insurance Save You Money? How to Compare Auto Insurance Quotes to Get the Best Rate Can Online Auto Insurance Save You Money? Are you looking to compare auto insurance quotes so you can get the best rate? Here's how to do it the easy way . As with buying other products and services for your car, you can save yourself a good deal of money with online auto insurance.. While there are still many ways to buy insurance in person today, the advantages of doing it online greatly outweigh the negatives, if there are any.. Buying on the web is: • Simple – you can gather all your own information and enter it yourself • Easy Access – you can do it from home, at 2 am, in your pajamas • Economical – because you no longer need an insurance agent, costs are cut and passed on to you It also makes it very easy to compare prices between several different online auto insurance companies, and to find special discounts that may not be mentioned by agents. Where to Compare Auto Insurance Quotes Thanks to the Internet, you don't have spend hours on end calling local agents or surfing the web to find auto insurance quotes. There are a few circumstances that make it a better idea to use an agent than online auto insurance. You can now get auto insurance quotes from multiple companies in one place - at an insurance comparison website. For instance, if you own a street rod or specialized and valuable car, you should talk to an agent to ensure you are covering all your bases. The process is quick and easy. If you own a company fleet of vehicles that all need to be insured, or if you run a delivery company, you should also buy from an agent rather than online. All you have to do is fill out a simple form with information about yourself, your driving history, your car, and the amount of insurance you want. However, for almost all purchasers of insurance, online car insurance is the way to go. Then you wait to get your quotes. How To Buy Auto Insurance Online To save yourself time, have all your car information together before you go shopping for online car insurance: your VIN; the make, model, and year of your car; the license numbers and birth dates of all drivers in your household; and records of previous accidents and traffic violations within at least the last three years. When you get your quotes you simply compare them and choose the cheapest one. Give yourself some time to work on the policy. Most insurance comparison sites only do business with A-rated companies so you know the company you choose will be reputable and will give you good service. You'll be filling in a lot of information and answering a lot of questions, so don't do this at work. The best comparison sites feature articles that give you tips on how to lower your insurance costs, and online chat services so you can get answers to your auto insurance questions from an insurance expert. Many online auto insurance companies advertise that it takes no more than fifteen minutes to get your policy; count on a half hour or more instead. (See link below. And make sure you have a printer hooked up and ready to go, so that when you finish your policy and it's approved you can print the documents and cards out right away.) How to Get the Best Auto Insurance Rate After you choose an insurance company, you can lower your rate even further by doing the following . Don't offer information that the insurance company doesn't ask for.. Most "http://www..auto-advice. * Increase your deductible - This can save you hundreds of dollars a year on your insurance.com/auto-insurance-online-quote. The money you save over time will more than make up for the amount of your deductible.html"online auto insurance companies ask for information about traffic violations and accidents you've had within the last three years; if you had an accident three years and a month ago, don't mention it. Additionally, this can also save you from being canceled by your insurance company for filing too many claims because it will cause you to file fewer claims. Also, if your accident did not go on the police record for some reason (for instance, you had an accident in a parking lot that you took care of yourself), don't mention it. * Drop your collision and comprehensive coverage - If you drive an older car, especially a car that's worth less than the combined cost of your insurance premium plus your deductible, consider dropping your collision and comprehensive coverage altogether. One accident, even if it's not your fault, can double your premiums. This, too, can save you hundreds of dollars a year on your insurance. Auto insurance, online or offline, is in the business to make money; it's your job to ensure you keep as much of your money as possible. *Ask for discounts - Insurance companies offer auto insurance discounts for any number of reasons. Finally, update your auto insurance information at least annually, and shop around for online car insurance with other companies to see if you can get a better deal elsewhere. Ask your insurer about all the discounts you may be eligible for and take advantage of them. The insurance industry is volatile, and you're likely to see changes every year that may benefit you. * Eliminate unnecessary coverage - Before you purchase your policy, read through it and eliminate any coverage you don't want or need such as towing coverage, rental car coverage, and medical coverage if you already have medical insurance. Just because you find a better deal with another company doesn't mean you need to change your insurance company to save money; call them and tell them about the other company's deal to see if they offer to match it first. Related Blog: jyi qfhv6.blogspot.com Related Articles: cheapest car insurance points to make how to get best rates on automobile cheap car insurance be satisfied then posted by nuysinugemy8131 @ 1:24 AM   0 comments Car Insurance And A Bad Driving Record: Can You Still Save Money? & Car Insurance - Safety First Child Restraints Friday, December 26, 2008 Car Insurance And A Bad Driving Record: Can You Still Save Money? Car Insurance - Safety First Child Restraints If you're worried about car insurance because of a bad driving record, there may be some things you can do to save money. September 2006 will see the introduction of new laws regarding child restraints in cars. Here are some tips. Current laws state: - · Children aged three to 11 (inclusive) and less than 150cm tall are permitted to travel in an adult seat belt if no child restraint is fitted. Consider raising your deductibles. New legislation says: - · Children aged three to 11 and under 135cm have to be seated in child seat or booster (designed to be used with an adult belt), suitable for their age and weight. While you work to improve your driving record, which takes time, you can ask for a higher deductible on your comprehensive and collision coverage to get a lower premium. Children taller than 135cm (4ft 5ins) or aged 12 or over must wear an adult seat belt where one is fitted. Do you really need all of those features? The more features your policy has the more it will probably cost. The driver is responsible for ensuring these rules are complied with until the child reaches the age of 14, when they must take responsibility for their own safety. Right now's a good time to consider getting rid of rental car reimbursement and towing coverage. The Department of Transport believes that, by making sure that children are securely restrained and not allowed to use adult seatbelts until they are sufficiently tall for them to work in the proper manner, 2,000 child injuries and deaths will be prevented. Consider a less expensive car. The penalty for failing to comply with these regulations will be a fixed penalty fine of Ј30 or, if the case proceeds to court, a fine of up to a maximum of Ј500. If you drive a less expensive car, you may want to carry only collision coverage and not comprehensive coverage to lower your insurance costs. Exceptions will be allowed in emergencies, cars without seatbelts, and when children are passengers in taxis. Improve your credit score. Information on child-seat safety can be obtained from the Child Accident Prevention Trust, www. Believe it or not, insurance companies often use credit scores to help determine risk.capt. The higher the risk you are to them, the more they will charge.org. One way to help lower your risk is to improve your credit score.uk or from the government's website www. Comparison shop.thinkroadsafety. You'd be surprised at how car insurance costs can vary between companies.gov. Do some comparison shopping by getting at least three different quotes.uk there's a question and answer section on government website which is very comprehensive and seems to answer every question you could think of. Make sure you are comparing the same coverages and features between quotes or your comparison won't be accurate. There's a good choice of car seats available, and you should always ensure that they are made to conform to the European Union safety standards. Be truthful about your driving record. For a young child it's probably worth investing in a seat that can be adjusted as your child grows. Car insurance companies spend a lot of effort to combat insurance fraud and can find out if you've lied. For an idea of what you'd have to pay for a seat that would take your child from 9 months to 12 years, the Recaro Start seat can be bought for around Ј200. This will only make things harder for you because they will probably cancel your policy. There's the Evolva 23 seat, from Britax, which is adjustable and suitable for children weighing from15kg to 36kg and up to 135cm (4ft 5ins). What's more, this may make it harder for you to get insurance from another company. The back of the seat can be extended as the child grows, so that the head is always supported. This costs around Ј65. For a baby of up to 9 months, or around 13kg, a rear facing approved car seat is acceptable, fitted on either the front passenger seat or in the back of the car. It must no be used in the front if an airbag is fitted. It's extremely important that the seat is fitted properly, and many suppliers offer a fitting service. Do remember that it's important that before you have the seat fitted; make sure it fits your child. The 18 September is the date that the Department of Transport is aiming for, so remember, after this date you need to comply with the new rules. These laws are to be taken seriously. Parents and regular carers are not the only ones who need to be "car seat ready". You may occasionally take your, say 9 year old, grandchild out with you. The big difference there is that, prior to September 18; no special steps had to be taken. After this date you'll need to equip yourself with a seat or booster. If you are in the unfortunate position of being involved in an accident, and if your child or children are not travelling in an approved car seat or booster, your insurance may not be willing to pay out, resulting in what could be a considerable personal claim against the driver, whose responsibility it is. Parents and (even occasional) carers please take note. Related Blog: kku rr2.blogspot.com Related Articles: car insurance houston texas 7 tips to easiest car insurance free quotes car car insurance providers aiming to make posted by nuysinugemy8131 @ 11:20 PM   0 comments Previous Post Car Insurance - Careless Driving & What You Must K... Motor - Buying And Insuring High Performance Cars ... Car Insurance Reviews - Part One & When Loved Ones... How To Compare Motor Vehicle Insurance Rates For M... Breakdown Cover - A Friend Indeed & Be Aware Of Th... How to Compare Auto Insurance Quotes to Get the Be... Car Insurance And A Bad Driving Record: Can You St... Cheap Car Insurance in New Jersey & Texas Auto Ins... Drivers Will Pay For Poor Gritting This Winter & H... Car Insurance UK - Getting The Most Out Of Your Ca... Archives December 2008